01
Access can be fragile
Cash, bank access, electricity, phones, and internet service can all be disrupted. A digital balance is useful only if people can safely reach and use it.
ILNABetter systems. Freely chosen.
Nothing about us without us
لا شيء عنا بدوننا
ILNA is a provisional working name. A future Palestinian-led process could keep it or choose another name.
More choice over money. More say in what comes next.
A concept for Palestinian-governed financial tools that could help households direct the money they receive and give communities a transparent way to decide how shared funds are used.
The principle: Palestinians should have meaningful agency over the rules, reserves, and decisions that shape their collective future.
This is an initial proposal developed by Jennifer Ann Love—not a service, a fundraising campaign, or a design endorsed by Palestinian communities. Jennifer Ann Love is sharing it so Palestinian experts and community voices can evaluate it, challenge its assumptions, and recommend changes.
No funds are being collected. No sign-up or personal information is requested on this page.
Community
decisions
HouseholdsLocal shopsShared reservePublic recordsPaymentsdecisions
The inspiration: change through better design
ILNA is inspired by Buckminster Fuller’s idea that social progress can come from designing better systems and building new models. Jennifer Ann Love’s aim is to explore a useful alternative that people could freely choose to join. Palestinians must help define what “better” means, shape the rules, and decide whether this proposal is worth pursuing.
Read about Fuller’s approach at the Buckminster Fuller Institute
The central question: Can Palestinian-led financial tools expand people’s real choices without creating new risks or new gatekeepers?
The problem
Money can arrive and still leave people with little control.
When banks, payment channels, communications, and markets are under severe strain, receiving money is only one part of financial freedom. People also need a reliable way to access it, choose where to spend it, and understand what happens to shared funds.
02
Choice depends on markets
Giving a household purchasing power does not guarantee goods are available, prices are fair, or merchants can operate independently.
03
Shared funds need real accountability
Publishing decisions is not enough by itself. People need a meaningful say in who governs reserves, how funds are used, and how decision-makers can be replaced.
The underlying evidence and its limitations are described in the white paper. Conditions and figures can change; this page does not claim that one payment system has failed or that every resident uses crypto.
The proposal, in plain language
Start with useful money tools. Put the rules in Palestinian hands.
The idea is to test a small system where recipients can choose whether to use a familiar digital payment option, while Palestinian participants set the rules for any shared reserve and see how it is managed.
1. A wallet for household funds
A wallet is an app or account that lets someone hold and send digital value. A prototype would use fictional data. A later pilot would need a lawful, reliable way for people to access funds.
2. A shared public record
A blockchain is a shared digital record that many computers can check. It can make approved rules and transfers easier to audit. It cannot prove who deserves funds or prevent coercion by itself.
3. Palestinian-led decisions
Participants would help choose representatives and decide reserve rules, budgets, and major uses. The proposal gives voting power to people, not to whoever owns the most tokens.
What is a stablecoin?
A stablecoin is a digital token designed to track a currency such as the U.S. dollar. Its value and usability depend on the issuer, redemption access, account controls, and the payment network. It is not the same as cash in a bank and can carry risks.
Why mention Ethereum and TRON?
The concept paper considers Ethereum for publishing governance records and TRON USDT as one possible familiar payment route. That is a design option to evaluate, not a final decision. The first prototype would use test networks and no real money.
The technology should serve the governance. A visible ledger is only useful if people have actual power over the people and institutions holding the funds.
A staged approach
Prove the basics before moving real money.
First
Invite critique
Ask Palestinian payment, finance, legal, technology, merchant, and community experts whether the problem is framed correctly and what must change.
Then
Build a no-money prototype
Use fictional records to show how a wallet, governance vote, spending approval, and public report might work. Test it with users without collecting real beneficiary data.
Only if justified
Assess a limited pilot
Proceed only if people want it, merchants can participate, legal partners are available, and safeguards for access, coercion, privacy, and custody are credible.
This is not a promise to make everyone wealthy or to end political violence. The narrower claim to test is whether people can gain more control over funds they receive and whether Palestinian-led institutions can manage shared resources transparently.
What Jennifer Ann Love is asking reviewers to evaluate
Tell Jennifer Ann Love where the idea breaks.
- Is this a real problem for Palestinian households, merchants, or civic institutions?
- What existing Palestinian payment systems should this work with?
- Would the proposed governance give people real control over funds?
- Could public transaction records create danger or expose financial patterns?
- What legal, banking, sanctions, or custody barriers make the idea unworkable?
- What should be removed, redesigned, or tested first?
Review is voluntary and currently unpaid. Jennifer Ann Love has no budget to compensate participants. The initial request is for a limited conversation, with no obligation to continue. Participants will not be identified publicly without their permission.
Palestinian expertise and participation are essential to evaluate this concept. This page does not claim community endorsement or represent Palestinians broadly.
The full concept paper
Background, proposed architecture, governance, risks, funding scale, and questions that remain open.
The feasibility paper is currently available in English.
Join the project discussion
Palestinian experts and others interested in evaluating or contributing to this proposal can request to join the private Telegram discussion. Jennifer Ann Love reviews join requests. Participation is voluntary and currently unpaid.
Request to join the private Telegram groupMembers can see your Telegram profile and posts. Check your phone-number privacy settings before joining. Telegram group chats are not end-to-end encrypted. Do not share sensitive personal information or wallet addresses.
Common questions
What this idea does—and does not—claim.
Is this a cryptocurrency launch?
No. There is no token for sale, no investment offer, and no live payment service. The first proposed step is a fictional-data prototype. A speculative investment token is outside that prototype and would require separate legal and economic review.
Does blockchain make the system trustworthy?
No. It can make some records easier to inspect, but it does not guarantee honest governance, protect someone from pressure, verify off-chain events, or ensure a token can be redeemed. Those require institutions, safeguards, and independent review.
Would every household’s transactions be public?
The concept distinguishes public institutional finances from personal activity. A public blockchain can expose wallet addresses, amounts, and timing. Connecting a wallet to a person can reveal sensitive patterns, so public visibility of recipient identities or purchases is not proposed.
Could community connectivity fit later?
Possibly. The paper discusses a later, separately reviewed cooperative that could support local connectivity or basic infrastructure monitoring. It would depend on power, backhaul, permissions, local maintenance, and a sustainable operating budget; it is not part of the initial prototype.